Bulletin Board

331 Military Trail, Scarborough, Ontario M1E 4E3, Canada

ycc84@ycc84.ca

YORK CONDO CORP. No. 84 Cheshire Place

HOME OWNER'S INSURANCE

RECOMMENDATIONS - without exclusivity:

Include backup insurance for coverage in case their is sewage backup through the basement in-floor drain.
Include coverage for damage caused by water seeping through the foundation/concrete floor.

The home owner is responsible for all additions, improvements and contents.
The Condominium Corporation owns the poured concrete basement foundation walls and will repair these walls from water seeping through.
3. Each member is to insure everything on the inside of the townhouse that is not structural.
Not all of the vertical walls are structural.
Gyprock on the walls is not structural
Light fixtures, electrical systems and plumbing are not structural.
Improvements and additions ("add-ons") are a member responsibility.

HOMEOWNER INSURNACE
See the Corporation’s Standard Unit By-law

GUIDELINE - Without exclusivity each member is responsible to carry insurance for the following:
i) All contents – personal items, jewelry, furniture, medical aid devices, lights, hung pictures, etc.
ii) Cabinetry – kitchen cabinets, bathroom cabinets, etc.
iii) Painting, wall paper, etc.
iv) Flooring – carpeting, floor boards, anything beyond the face of the floor boards
v) Member improvements
vi) All Gyproc in ceilings and in the walls structure – even if damage is caused by the failure of a common element; such as, roofing/shingling, burst/damaged plumbing
vii) Back flow from the basement drainage system
viii) Electrical/plumbing systems/networks
ix) Utilities – hot water system(s), gas utility systems, air-conditioning systems, etc.
x) Windows (including glass), window frames
xi) Doors – internal, front unit access door (including the storm door), back unit access door (including the storm door), main vehicle garage access door, side garage door, garbage room door, etc.
xii) Items/property on exclusive use common elements
xiii) Computer – hardware, software, files, modem, network(s), etc.
xiv) Title insurance.

SPECIAL ASSESSMENTS - Insure Your Risk

Denise Lash - LASH CONDO LAW

September 2019

At a recent annual general meeting, the owners were advised that their reserve fund was not properly funded over the years and repairs needed to be done to the roofs and parking garage in the very near future. There was discussion around special assessments and how owners would be paying those amounts. There was also mention of owners getting “special assessment insurance” and owners were left with the impression that this type of insurance would cover any special assessments needed to carry out repairs. This is not the case.

As we all know if the amounts in a reserve fund are inadequate to meet the expenditures required, or if unforeseen circumstances bring forth an unexpected increase in the Corporation’s operating expenses, then the board of directors may need to levy a special assessment. Unfortunately, unit owners are stuck with this cost; however, there are instances where unit owners may have recourse to insurance to cover their share of the special assessment. A couple examples are discussed below.

I. TITLE INSURANCE

Most real estate lawyers will recommend that purchasers buy title insurance when purchasing a condominium unit. Title insurance is intended to offer purchasers protection against a number of factors, including special assessments that may not have been disclosed in the Status Certificate.

We have all heard the horror stories of purchasers being stuck with special assessments after the completion of their purchases. Even though the corporation was aware that a special assessment might be levied or was aware of circumstances that might result in the need for a special assessment in the near future, this information was not disclosed in the Status Certificate. In these circumstances, title insurance may compensate purchasers for their portion of any special assessment.

II. SPECIAL ASSESSMENT INSURANCE

A unit owner can also obtain insurance coverage specifically for special assessments. This coverage will benefit a unit owner in circumstances where a condominium corporation suffers an insured loss, the insurance proceeds are inadequate to cover the costs, and the corporation levies a special assessment for the difference. This would only occur in very unusual circumstances.

When an inquiry was finally recommended, the deadline for making a claim had long passed. As it turned out, all but one of the unit owners had special assessment coverage. Had the right advice been given, the unit owners’ insurers would have paid their proportionate shares of the special assessment and the owners would not have been out of pocket. Needless to say, it’s important to not only obtain the coverage, but remember that there may already be coverage under an existing policy.

SCARBOROUGH - GUILDWOOD

1. Botany Hill Park Playground

2. Curran Hall Community Centre

3. Cedar Ridge & Cornell Community

- “Susan Street: The World in One Place” Mural

4. Cedar Ridge Creative Centre

5. MILITARY TRAIL PROJECT

www.toronto.ca/militarytrail

6. TTC Access Hub

- Neilson Rd. & Ellesmere Rd

7. Scarborough Centre Community

12. Respite Centre – 505 Progress Ave

13. Centennial Recreation Centre

14. Confederation Park Playground

18. Scarborough Village Recreation Centre

21. West Hill Park Playground

22. East Scarborough Storefront

www.thestorefront.org

23. Boys’ & Girls’ Club East Scarborough

www.esbgc.,net

24. Guildwood Branch of Toronto Public

Library

27. Clark Centre for the Arts

31. The Meadoway Multi-use Trail

32. Cedarbrook Community Centre

33. Cedarbrook Park Playground

THE MEADOWAY

The Meadoway Multi-Use Trail:
A 16 km green east to west link between the Rouge National Urban Park and downtown Toronto, along the Gatineau Hydro-Corridor is being implemented in phases. Please visit www.themeadoway.ca

"The Meadoway is the kind of community building project we're thrilled to be a part of. By taking an under-utilized infrastructure corridor and revitalizing it with plantings and new connections to the rest of the region, including Rouge National Urban Park, we are creating benefits for our natural world and the communities around The Meadoway. It is truly an innovative and remarkable conservation initiative.
John McKenzie
CEO, Toronto and Region Conservation Authority
See www.themeadoway.ca

Check the file below.
Check the Meadoway website.

The Meadoway is transforming a barren power corridor into a vibrant 16-kilometre stretch of urban greenspace and meadowlands that will become one of Canada’s largest linear urban parks.

Cyclists and pedestrians will soon be able to travel from the heart of downtown Toronto to Rouge National Urban Park without ever leaving nature. Over the next seven years this site will turn into a place filled with butterflies, birds and wildflowers – a rich meadow landscape realized on a scale never before seen in the history of Toronto.

The Meadoway will connect 4 ravines, 15 parks, 20 kilometers of trail, 34 neighbourhoods, 500 acres, and more than 1,000 diverse species of flora and fauna.

This ground-breaking city-building initiative will also connect schools, businesses, hospitals, and underused trails. It’s a once-in-a-lifetime opportunity to revitalize the natural landscape and change how we move through our city.

Toronto and Region Conservation Authority
& Toronto and Region Conservation Foundation (formerly The Living City Foundation)

Tel: 416.661.6600 ext. 5763
media@trca.on.ca

For more information, please contact:

Project Manager, Project Management Services

BIKE SHARE

SCARBOROUGH - GUILDWOOD

The Toronto Parking Authority will be installing bike stations in our community this summer!! This will make cycling more accessible in eastern Scarborough. The stations will be installed at the following locations:

1. University of Toronto Scarborough Campus

2. Guildwood GO Station (two bike stations) to access both the north and south side

3. Morningside park to access Highland Creek

4. Livingston Road North and Greenvale Terrace

5. Livingston Road and Guildwood Parkway service.

MATTERS OF INTEREST

Each member, resident and guest is bound by the Corporation’s Declaration, By-laws; Rules and Regulations. Everyone must be aware of their content to avoid any conflicts. Keep this document handy for quick reference and please continue to enjoy your life in our Condominium Community and give the Corporation Management your full support, understanding, and cooperation PROVINCIAL LEGISLATION GOVERNING ONTARIO CONDOMINIUMS … Condominium Act of Ontario, 2015 AND Condominium Authority of Ontario … Protecting Condominium Owners Act, 2015 …Condominium Management Services Act, 2015 AND Administrative Authority for Licensing of Condominium Managers. The Condominium Act of Ontario is found at: www.ontariocondominiumlaw.com

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DIRECTORS’ NOTES
The following notes are to provide an insight into matters which the directors feel require highlighting. These notes do not preclude responsibility to study and adhere to all Corporation standards/regulations consisting of a Declaration, By-laws; and, Rules and Regulations.

1. To contact the Property Manager, see Declaration point number (9).
2. Automated Sprinkler System – Within the boundaries of the Condominium are hidden (under surface) automatic (time controlled) sprinklers. At designated times these will “Pop-up” from the ground and water the area within their reach. Members/residents should familiarize themselves with their locations and timing to prevent unfortunate watering of persons and/or their property.
3. Causal Visitors’ parking areas are not for use by members, resident/occupants. See Declaration Point 5.(3) and Rule # 15.
4. Internal roadways have been designated, by the City of Toronto, as Fire Route No Parking areas.
5. Exclusive use patios and front walkways parallel to the driveway - The leveling/grading and upkeep is for the unit member. Front Patio · Adjacent to the porch the patio is to be even with the bottom of the porch step. · Adjacent to the driveway the patio is to be level with the garage floor. · Walkways are to follow the grading of the adjacent driveway at all points. Back Patio Adjacent to the house the level is to be at a height which maintains the steps into the unit at a height not to exceed the maximum permitted by the local building code. · May not be extended more than eight (8) feet from the unit. · Installation should cause a slight drainage slope away from the unit.
6. On the exterior of a unit nothing may be attached to a unit (brick, woodwork, maintenance free siding, etc.) by any means; for example, nails, screws, adhesive material, etc.
7. Each window which slides open has an exterior window screen.
8. Attention is drawn to the General Operating By-laws.
9. Blue Box– IMPORTANT – Ongoing cleaning, maintenance and replacement of boxes are each member’s responsibility. See "Recycling - Blue Box Contents" in this Tab.
10. For additions, alterations, improvements, planting, etc. a Corporation Indemnity Agreement may be required for work in or on any common element area. You should allow up to four weeks for its approval process and registration to the title of the townhouse. Due to unusual circumstance it may take longer.

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ONTARIO SUPERIOR COURT JUDGE
“The old adage “a man’s home is his castle” stands for the proposition that people should be free to do as they please in their own homes. This is not entirely true in a condominium setting. “Modern condominium living necessarily involves the surrender of some degree of proprietary independence in exchanged for the benefits of common ownership. The degree of what is given up is set out in the condominium’s declaration, by-laws and rules. Owners must therefore be prepared to live by the rules in place in the condominium community they are joining. If they are not, they are perfectly free to join another community whose rules may be more in keeping with their particular needs, wishes or preferences.” “the restrictions imposed on ownership usually deal with what can be done on common elements. Owners are usually left to fully enjoy their unit – provided that they do not cause a nuisance which negatively impacts the neighbour’s enjoyment of their own unit.”

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OUR PROPERTY
Registration of York Condominium Corporation was on April 23, 1973 #B365114.
331, 341 & 351 Military Trail - were intended to be one condominium corporation. When applying for building permits the City required breaking the three addresses into three separate condominium corporations.
When applying as a single corporation the declaration included naming of the corporation "Cheshire Place". When the three corporations were registered each continued to include the name "Cheshire Place". This would cause confusion and concerns with Canada Post. Consequently, while each is registered as "Cheshire Place" none of the three addresses actually makes use of the name.
At least for 331 Military Trail the declarant's plan was that this address would be an apartment complex with parking and amenities. Local detached home owners' registered their objection and agreed to townhouses being built; rather than, an apartment complex. Prior to the land being designated for condominium townhouses the property was zoned as farm land.
Internal Roads at 331 Military Trail
These roads are four feet too narrow to allow on street parking. As a result the City designates the internal roads as Fire Route No Parking. The condominium corporation does not have control over this designation.
The west side of the property overlooks a large ravine. This is owned by the Province Ontario and is managed by the City of Toronto. The purpose of this ravine is to serve as flood land. It takes excess water flow from the higher land; that is, our property.

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EMERGENCY PREPAREDNESS - City of Toronto

More information about emergency preparedness, including how to pack an emergency kit and go bag, is available at https://www.toronto.ca/community-people/public-safety-alerts/emergency-preparedness/.

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During cold winter weather, water pipes can freeze. Property owners are encouraged to take steps to protect pipes from freezing and learn what to do if they freeze, at http://www.toronto.ca/frozenpipes.

During cold winter weather, water pipes can freeze. Property owners are encouraged to take steps to protect pipes from freezing and learn what to do if they freeze, at http://www.toronto.ca/frozenpipes.

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Power outages
Power outages can be reported to Toronto Hydro at 416-542-8000. Toronto Hydro will work to restore power as quickly as possible.

During an outage, residents are reminded to follow these safety precautions:
Unplug or turn off all appliances to avoid possible damage when power resumes.
Don’t use barbecues, propane heaters or portable generators indoors or in enclosed spaces such as garages, covered porches and sheds – they generate carbon monoxide gas, which can be fatal.
Never leave candles unattended. Use a flashlight instead.
If electricity is restored to your area, but your home still does not have power, call Toronto Hydro at 416-542-800 (press 1) to speak with a dispatcher.
Plug in only the most essential appliances first, and wait 10 to 15 minutes to give the electrical system time to stabilize before connecting other items.

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After power is restored, the public should limit electricity use to help relieve potential strain on the system by these measures:
Turn off all non-essential internal and external lights.
Limit the use of major power-consuming equipment such as dishwashers, washers and dryers.

Contacting the City and other agencies
Residents are reminded that 911 is for emergencies only, including downed power lines. For all other incidents where police are required, call 416-808-2222.
Residents are asked not to call 311 to ask when their street will be plowed. Local roads are plowed 14 to 16 hours after snowfall is over. To watch plows working in real time visit http://www.toronto.ca/plowTO.
Staff are available at 311 Toronto, 24 hours a day, seven days a week, to respond to City-related inquiries and service requests, including non-working traffic signals, other road and sidewalk problems, as well as damaged trees on City property. To contact 311 Toronto Dial 3-1-1, email 311@toronto.ca or visit http://www.toronto.ca/311.
For damaged trees on private property, residents should contact a private tree service company.
For updates during an emergency event and other City information, follow @cityoftoronto on Twitter. For updates on winter operations follow @TO_WinterOps on Twitter.
For the most up-to-date weather information, visit Environment Canada’s website at https://weather.gc.ca/.

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Emergency Preparedness
During times of emergency, there may be many people in need of assistance. It may take up to 72 hours for emergency services to reach you. This means that residents have an important role to play in emergency preparedness. Learn how to be emergency ready, as well as what to do during and after an emergency.
Before an Emergency - Whether you're just starting to prepare or are a preparedness pro, gathering your emergency supplies isn't hard. Get emergency ready.
During an Emergency - Learn how you can stay informed during an emergency, as well as the difference between sheltering in place and evacuating.
After an Emergency - After any emergency, it is important to know what steps are involved in the recovery process.
Types of Emergencies - Do you know what do in a power failure, flood or winter storm? Learn about some of the risks in Toronto and how you can prepare.

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Prevent or Thaw Frozen Pipes
The pipes in your home can freeze in cold weather. This can leave you with no water or cause your pipes to burst, leading to expensive property damage. Take steps to protect your pipes from freezing and learn what to do if they freeze.
Expand All Collapse All

Understanding Your Water Service Pipe
Water service pipes are owned by you and the City
The part that the City owns runs from the watermain on Military Trail to the property line by the Bell Canada utility box on Military Trail.
The part that you own runs from the property line (Military Trail) into the home.

Steps to Help Prevent Frozen Pipes
Know where to find your main water shut-off valve and how it works (in case your pipes burst).
Insulate pipes most prone to freezing, especially near outside walls and in crawl spaces, the attic and garage. This can be done with foam pipe covers available from building supply or home improvement stores.
Seal air leaks in your home and garage to stop cold air from getting in. Check around windows and doors, electrical wiring, dryer vents and pipes.
Outdoor faucets are the first to freeze. Unscrew any hoses, turn off the outdoor water supply and let the taps drain (End of October - turn off the inside tap, to the outside water tap, to stop the water flow and turn on the outside tap to drain any water in the pipe line).
If your pipes are prone to freezing, there may be a problem you cannot see. Consider contacting a plumber for advice on how best to protect your home.
Protect fire lines by wrapping all lines exposed to the cold.

What to do When the Temperature Drops Well Below Zero
Ensure areas that contain indoor water pipes are kept above 8ºC, especially near the water meter.
Keep garage doors closed if there are water supply lines in the garage.
Open kitchen, bathroom and laundry cabinet doors to allow warm air to circulate around the plumbing.
If leaving for an extended period of time:
Close the main valve that supplies water to your internal plumbing. It is typically located in the basement ceiling above the hot water tank where the common element water pipe enters your home. Once the valve is closed, open a cold water tap in the basement to drain any remaining water from the pipes.
You may also wish to have someone check your home regularly. Check with your homeowner insurance carrier – they will have a definite “check you home regularly” schedule requirement; otherwise, your policy may not cover an issue(s).
For your own peace of mind, you can choose to run a pencil-thin stream of water to ensure some movement of water in the pipes. However, you will be charged for the water used if you choose this step.
Run cold water from the lowest point in the house, usually a laundry room sink or tub.
Ensure the drain is kept clear of debris to prevent overflowing or flooding.
If You Have No Water – How to Thaw Frozen Pipes in Your Home
If you turn on your taps and have no water, the pipes in your home may be frozen. Likely places for frozen pipes include:
Against exterior walls.
Where the water service pipe enters the home through the foundation wall.
Here are some tips and precautions when thawing frozen pipes.

IMPORTANT PRECAUTIONS

Do not use a torch with an open flame to thaw pipes – this is a fire hazard.
Ensure you know the location of your master water shut-off valve (It is typically located in the basement ceiling above the hot water tank where the common element water pipe enters your home). If the pipe breaks you will need to immediately shut off the water in your house until the pipe is repaired.

STEPS TO THAW FROZEN PIPES
Turn on a tap in the basement, preferably the cold water faucet in the laundry room.
Apply heat to the suspected frozen pipe by warming the air around it or applying heat directly to the pipe. You can use an electric heating pad, hair dryer, space heater or warm towel or rag.
Do not leave electrical devices unattended, or use kerosene or propane heaters, charcoal stoves or any open flame to thaw a frozen pipe.
Depending on the outside temperature and the extent of freezing within the pipe, the thawing process could take between one and six hours.
Once the pipes have thawed, turn the water back on slowly and check for cracks and leaks.

If the above steps do not resolve the issue. If you are unable to thaw the pipes or locate the frozen area, you may wish to contact a licensed plumber for advice. You can also contact 311 and someone from the City will come to investigate. Please note: Should crews determine that the pipes are frozen on private property (from the property line into the home), you will be advised to contact a plumber.

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ycc84@ycc84.ca

YORK CONDO CORP. No. 84 Cheshire Place

HOME OWNER'S INSURANCE

SPECIAL ASSESSMENTS - Insure Your Risk

NATURAL GAS - SMELL TEST - SUSPECT LEAK

2019 NOV - RENT FEES TO PURCHASE

WIRING UNDER EACH FRONT LAWN

TOROTNO HYDRO - LOW-INCOME ENERGY ASSISTANCE PROGRAM "LEAP"

TORONTO HYDRO - SUPPORT WITH PAYING YOUR BILL

RECYCLING - BLUE BOX CONTENTS

ICE DAMMING & ROOF DRIP EDGE

SCARBOROUGH - GUILDWOOD

THE MEADOWAY

BIKE SHARE

SCARBOROUGH - GUILDWOOD

MATTERS OF INTEREST

EMERGENCY PREPAREDNESS - City of Toronto

TTC ROUTES MAP - East End & Central